Category: Financial Planning

Annuities can be mysterious. You might even feel like they come with a hidden agenda. However, with proper planning annuities can be an appropriate solution for your portfolio and financial planning.  They can offer financial advantages such as guaranteed income or living benefits. Consider these eight reasons annuities annuity strategies relative to your situation and […]Continue reading

0

Out with the old and in with the new as we march headstrong into 2022. There’s a good chance that you’ve recently spent time organizing your home or office to improve clarity and efficiency—the same should be true of your finances! Try some of these tips as you get ready for whatever the new year […]Continue reading

0

The IRS has changed the tax codes for the upcoming 2022 tax year. So, what changes can you expect to your tax bracket and other deductions after having gone through an inflation 30-year high? Standard Deductions will Increase (Depending on how you file) For married couples filing jointly,the standard deduction rises to $25,900, up $800 from […]Continue reading

0

If you’re getting Social Security retirement benefits, some members of your family may also qualify to receive benefits on your record. Your ex-spouse or spouse may receive a monthly payment of up to one-half of your retirement benefit amount if they qualify. These Social Security payments to family members will not decrease the amount of […]Continue reading

0

There are many benefits of being self-employed, but sometimes it can feel as though there are just as many hindrances. Many owners consider staying abreast of tax laws and changes tedious and frustrating, so partnering with an expert is generally in your best interest. If you’re looking for some positives, consider these deductions to help […]Continue reading

0

Did you know that just about half of all Americans turning 65 today will require long-term care (LTC) in their later years? According to the Genworth Cost of Care Survey 2022, the daily median cost of an in-home health aide is $159.00 and the daily median cost of in-home health services, such as homemaker services […]Continue reading

0

Small businesses need suitable types of insurance to protect assets against damage and legal claims. While most business owners hope they’ll never have to rely on insurance, the truth is, it’s an essential investment. It could make the difference between closing up shop and healthy business longevity.   Workers’ Compensation: This coverage is required in most […]Continue reading

0

The Internet is your entrance to the marketplace for the world from the comfort of your home or office. There are safety concerns to address when it comes to identity theft and fraud because organized identity theft groups constantly try to remotely load spyware, malware, Trojan horses, and botnets on victim computers. These programs transmit […]Continue reading

0

If you’re one of America’s 64 million Social Security beneficiaries, you might want to prepare yourself for a significant pay raise.   According to the Social Security Administration, the annual cost-of-living (COLA) benefits increase starts with the year you turn 62, and the COLA increase announced in October was 5.9%. Continued inflationary pressure as the […]Continue reading

0