Category: Long Term Care

To determine if an older adult can continue living at home, take a good look at all aspects of their present housing situation and how each one affects their safety and quality of life.   Medication Management Do they remember to take their medications at prescribed doses and times? Have they had any hospitalizations or […]Continue reading

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Bucks, bacon, dough, moolah, cabbage, cheddar, Benjamins, whatever you call it, money makes the world go round. With so many words used for the same thing, it’s not surprising that sometimes we hear financial terms but feel lost on the concept. Financial Literacy Month is the perfect time for a refresher.   COMPOUND INTEREST Think […]Continue reading

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“You have brains in your head. You have feet in your shoes. You can steer yourself any direction you choose. You’re on your own. And you know what you know. And YOU are the one who’ll decide where to go…” ― Dr. Seuss, Oh, the Places You’ll Go!   Retirement dreams come in all designs and visions, […]Continue reading

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For most families, navigating elder care decisions falls somewhere between adult siblings happily gathering together and planning for their parent’s future and siblings who barely speak making rash decisions in an effort to end a difficult conversation quickly. Caregiving has a way of sneaking into people’s lives. Typically, the adult child living nearest the aging […]Continue reading

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Did you know that Medicare typically doesn’t cover nursing homes or any in-home care? According to statistics, someone turning 65 today has almost a 70% chance of needing some type of long-term care assistance.1 This includes self-reliant activities such as bathing, eating, getting dressed, using the bathroom, and even getting out of bed. Costs for […]Continue reading

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As we get older and become frailer, we may find ourselves needing help with everyday activities that’s as simple as getting dressed, eating, or getting in and out of bed. Even if we’re healthy, accidents may necessitate assistance with such activities. This assistance is called long-term care (LTC) and can be provided at home, in […]Continue reading

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Over the years, the cost of nursing home and long-term care costs have risen and continues to surge. Studies reveal 69% of retiring Americans will need some sort of long-term care during their life.1 And if there’s a single unsolved problem in retirement plans, it’s what to do when it comes to covering long-term care […]Continue reading

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Many Americans significantly underestimate the impact that a loved one’s long term care needs could have on their own lives, marriages, work, and not to mention their finances. As a matter of fact, 57% of caregivers surveyed tapped their retirement funds to care for a loved one, compared to 34% that expected to do so.1 […]Continue reading

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