Schedule Your Complimentary Review
Since its inception on August 14, 1935, Social Security has been instrumental in providing a foundation of income for many American retirees. Not only are Americans falling behind on savings for retirement, but Social Security was truly designed to replace only 40% of the average pre-retirement wages. In 2019, the average Social Security income paid […]Continue reading
The New Year marks the opportunity for a new beginning. It’s a time to reflect, refresh, and recommit. A great way to start may be with solid financial resolutions that can help you reach your goals. You can start by making a list, but the key is creating actionable steps and sticking to them. Below […]Continue reading
We can all almost say money is always on our minds…how much do I have in my account? Am I able to afford that? Do I simply enough? Being aware of your financial health is important. Studies reveal Americans could be saving more with 65% save little or nothing at all, and half could end […]Continue reading
Nearly 50 percent of Americans aren’t prepared for retirement.1 However, there’s still time to catch up. Here’s some insight on how you can better position yourself for securing a happy retirement: Pay off large debts. By focusing on paying off debts such as mortgage, it will increase your savings ability and put you at […]Continue reading
We all have financial responsibilities that can become a balancing act. Some that are significant to us while others aren’t. With competing financial obligations, there never seems to be enough money to go around and retirement becomes the least of our worries. A recent survey reveals 64% of Americans aren’t prepared for retirement and 48% […]Continue reading
Today, Americans 65 and older are more likely to be working than in 1985. More than 20% are working part- or full-time, and the numbers are projected to continue climbing, according to a recent study.1 Reasons for working longer? There may be a whole spectrum of reasons, but most of it comes down to rising […]Continue reading
6 Common Retirement Questions For Educators How to Prepare For Retirement Introduction In today’s uncertain economy and volatile markets, the retirement dream can seem elusive. Many Americans are worried about whether they can afford to retire and how to ensure that their savings last as long as needed. Many retirees and pre-retirees in the […]Continue reading
When it comes to retirement, both men and women face many risks. However, women are faced with greater financial obstacles: Living longer. It’s a known fact that women enjoy a longer lifespan than their male counterparts. As a matter of fact, they’re outliving men by an average of four years.1 This longevity risk requires […]Continue reading
For many retirees, Social Security is a key component of retirement with 97% either receiving or will receive it.1 It provides a foundation of income on which workers can build to plan their golden years. Though Social Security remains one of the nation’s most successful, effective, and popular programs, there are many little-known facts that […]Continue reading
6 Important Financial Strategies For Your 20’s and 30’s Personal Finance & Investing For Generations X and Y Introduction 20 and 30-somethings have very different personal finance and investing priorities than their parents. Instead of worrying about Social Security benefits and catch-up IRA contributions, you might be worrying about digging yourself out of student […]Continue reading
