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Annuities may be used for more than just lifelong income. Some annuities come with additional features for a cost, known as riders. Here are some of the most frequent ones: Long-Term Care Riders: Long-term care costs (either in-home or nursing home care) can be alleviated by these features, which add income to help pay for […]Continue reading
Did you know that just about half of all Americans turning 65 today will require long-term care (LTC) in their later years? According to the Genworth Cost of Care Survey 2022, the daily median cost of an in-home health aide is $159.00 and the daily median cost of in-home health services, such as homemaker services […]Continue reading
Beneficiary designations are a powerful tool for estate planning. Adding beneficiaries to your accounts gives you the opportunity to directly distribute assets after your death and helps your family avoid the expense and stress of probate. It’s extremely important to keep the names of the person or people you would like to benefit from your […]Continue reading
When planning for retirement, annuities can be critical to your strategy. They can provide a guaranteed stream of monthly payments that’ll last the rest of your life. Even though annuities may come in all shapes and sizes, here are some potential benefits they can offer: A lifetime payout that you can’t outlive, regardless of […]Continue reading
