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When your time comes, will you feel comfortable with who receives your estate and how the process is managed? Would it be prudent to place restrictions on how the gift is received? When planning an estate, inheritance is a privilege, not a right. How will your estate best be distributed? If you have children, should […]Continue reading
It’s no surprise that couples disagree throughout their marriage. For the most part, those differences can be resolved relatively quickly, but common ground can feel very far off when it comes to estate planning. A few critical considerations can influence how you select and communicate your intentions to your beneficiaries. Moreover, the spectrum of complexities […]Continue reading
Many wealth advisors suggest their clients don’t have a long-term care plan in place. Yet, people ages 65 and older currently have a 70% chance of needing long-term care services, according to the U.S. Department of Health and Human Services. It’s advisable to start preparing for long-term care costs between ages 40 – 50. But […]Continue reading
Wills and trusts are both estate-planning tools that can help ensure your assets are protected and bequeathed to your heirs. However, the transfer process becomes more involved when passing wealth to a subsequent generation. We highly recommend consulting with a legal advisor since both of these are legal documents and there are a number of state-specific requirements […]Continue reading
Every small business owner understands that small goals can add up to big results, so with the new year underway, it’s time to look at your goals and ensure they are aligned with your business plan for 2022. Do A SWOT Review A new year is a perfect time for a SWOT analysis—a review […]Continue reading
An emergency fund is simply money you’ve set aside for life’s unexpected events. No one wants to be caught off guard and ill-prepared so let’s beef up your emergency fund: Is my emergency fund big enough? A good rule of thumb is this: The more stable your income and household are, the less you […]Continue reading
A combination of rising wages and inflation is threatening to push some taxpayers into higher tax brackets this year, which means you could owe more to Uncle Sam come 2023’s filing season. With inflation at its highest level in nearly 40 years—prices for consumer goods rose 6.8% in November 2021 compared to the same period a […]Continue reading
Annuities can be mysterious. You might even feel like they come with a hidden agenda. However, with proper planning annuities can be an appropriate solution for your portfolio and financial planning. They can offer financial advantages such as guaranteed income or living benefits. Consider these eight reasons annuities annuity strategies relative to your situation and […]Continue reading
Out with the old and in with the new as we march headstrong into 2022. There’s a good chance that you’ve recently spent time organizing your home or office to improve clarity and efficiency—the same should be true of your finances! Try some of these tips as you get ready for whatever the new year […]Continue reading
The IRS has changed the tax codes for the upcoming 2022 tax year. So, what changes can you expect to your tax bracket and other deductions after having gone through an inflation 30-year high? Standard Deductions will Increase (Depending on how you file) For married couples filing jointly,the standard deduction rises to $25,900, up $800 from […]Continue reading
